County risk profile
Bennett County, South Dakota
AutoRiskIQ explains the forces that shape auto insurance pressure in Bennett County. Scores are informational and describe location trends, not individual outcomes.
Score status
17
/ 100
Percentile-based relative to national average.
Updated 2025-12-29.
Risk scale
Relative risk pressure levels used across AutoRiskIQ.
Risk readiness
Core risk signals for Bennett County
Accident & Exposure Risk
Crash frequency is below the national distribution. Fatality severity is below the national distribution. Traffic exposure is below the national distribution.
Weather & Environmental Risk
Severe weather exposure is below the national distribution based on FEMA hazard signals.
Cost & Repair Pressure
Repair cost levels are below the national distribution, with inflation pressure near the national midpoint.
Claim Friction & Legal Context
NAIC complaints, DOI enforcement, and litigation environment signals tied to claims.
Theft & Fraud Exposure
Vehicle theft rates are near the national midpoint.
Market Structure Context
Rate filing cadence and market concentration context for pricing power.
Live traffic context
Local incident feeds for Bennett County
County pages highlight DOT or city incident feeds when they are available for major metros.
Counts reflect active incidents reported to public traffic systems, not a full crash census.
Risk spotlight
Theft & Fraud Exposure in Bennett County
We highlight the highest-pressure risk signal in Bennett Countyand show the public inputs that drive the score.
34
/ 100
Vehicle theft rates are near the national midpoint.
Vehicle theft rate
Auto thefts per 100k vehicles with trend direction.
Sources: FBI UCR/NIBRS, NICB reports
Fraud environment
Fraud prevalence signal (low / medium / high).
Sources: NICB fraud reports, State DOI fraud unit summaries
Premium pressure context
How premiums compare with risk in Bennett County
County premium data is limited, so we use statewide NAIC average premiums for context. This does not represent a quote or a recommendation.
22
/ 100
Statewide average premium: $1,158
Premium pressure is roughly aligned with the current risk baseline.
County context
What will be explained for Bennett County
AutoRiskIQ surfaces the most influential signals behind the score, explains changes from prior periods, and compares Bennett County to state and national benchmarks.
Leading signals
Theft & Fraud Exposure
Vehicle theft rates are near the national midpoint.
Cost & Repair Pressure
Repair cost levels are below the national distribution, with inflation pressure near the national midpoint.
Weather & Environmental Risk
Severe weather exposure is below the national distribution based on FEMA hazard signals.