Terms and Conditions
Terms for using AutoRiskIQ
These terms describe how you may use AutoRiskIQ and what to expect from the information we provide.
Last updated: 2025-01-01
Quick summary
- AutoRiskIQ is informational only and does not provide insurance, financial, or legal advice.
- Scores reflect relative risk pressure based on public, aggregated data.
- Use the site for personal, non-commercial research unless we agree otherwise.
Purpose of the service
AutoRiskIQ provides location-level auto insurance risk intelligence. The site explains why insurance outcomes vary by location and over time using public, defensible data sources.
AutoRiskIQ does not sell insurance, recommend carriers, or guarantee outcomes.
Informational use only
All content is provided for informational purposes. Nothing on this site is financial, legal, or insurance advice, and nothing should be treated as a recommendation to buy, switch, or cancel coverage.
Data accuracy and updates
We rely on public, regulator-grade datasets and update when new releases are available. Data can change or be revised by sources without notice, so we do not guarantee completeness or accuracy.
Acceptable use
You agree not to misuse the site, interfere with its operation, or attempt to access it in ways that violate applicable law.
Third-party links and data
Some pages reference third-party sources. We are not responsible for external content or availability.
Intellectual property
AutoRiskIQ content, design, and branding are protected by intellectual property laws. You may not copy, redistribute, or commercialize the content without permission.
Disclaimers and limitation of liability
The site is provided on an as-is basis without warranties of any kind. AutoRiskIQ is not liable for any loss or damages arising from use of the site or reliance on its content.
Changes to these terms
We may update these terms from time to time. Continued use of the site means you accept the updated terms.
Contact
Questions about these terms can be sent to contact@autoriskiq.com.