County risk profile

Jackson County, Mississippi

AutoRiskIQ explains the forces that shape auto insurance pressure in Jackson County. Scores are informational and describe location trends, not individual outcomes.

MS county view

Score status

61

/ 100

61/100
Composite
Elevated
Trend Easing

Percentile-based relative to national average.

Updated 2025-12-29.

Risk scale

Relative risk pressure levels used across AutoRiskIQ.

Lower
Moderate
Elevated
High
Pending data

Risk readiness

Core risk signals for Jackson County

View risk overview

Accident & Exposure Risk

Crash frequency is above the national distribution. Fatality severity is near the national midpoint. Traffic exposure is near the national midpoint.

Elevated69
View risk detail

Weather & Environmental Risk

Severe weather exposure is above the national distribution based on FEMA hazard signals.

High91
View risk detail

Cost & Repair Pressure

Repair cost levels are below the national distribution, with inflation pressure near the national midpoint.

Lower13
View risk detail

Claim Friction & Legal Context

NAIC complaints, DOI enforcement, and litigation environment signals tied to claims.

Pending
View risk detail

Theft & Fraud Exposure

Vehicle theft rates are above the national distribution.

Elevated72
View risk detail

Market Structure Context

Rate filing cadence and market concentration context for pricing power.

Pending
View risk detail

Live traffic context

Local incident feeds for Jackson County

County pages highlight DOT or city incident feeds when they are available for major metros.

Counts reflect active incidents reported to public traffic systems, not a full crash census.

Active incidents

18

Feeds monitored: 1. Source: State DOT 511 incident feeds + TomTom traffic incidents (third-party).

Updated recently

Top incident types

Road Closed14
Jam4

Risk spotlight

Weather & Environmental Risk in Jackson County

We highlight the highest-pressure risk signal in Jackson Countyand show the public inputs that drive the score.

91

/ 100

91/100
Spotlight
High
Trend Pending

Severe weather exposure is above the national distribution based on FEMA hazard signals.

Severe weather exposure

Hail, flood, hurricane, and ice/snow exposure signals.

Sources: FEMA National Risk Index

Seasonal volatility

Seasonal risk variance index capturing claim spikes.

Sources: NOAA seasonal summaries, State storm event data

Premium pressure context

How premiums compare with risk in Jackson County

County premium data is limited, so we use statewide NAIC average premiums for context. This does not represent a quote or a recommendation.

64

/ 100

64/100
Premium pressure
Aligned with risk baseline
NAIC 2023 average premium

Statewide average premium: $1,395

Premium pressure is roughly aligned with the current risk baseline.

County context

What will be explained for Jackson County

AutoRiskIQ surfaces the most influential signals behind the score, explains changes from prior periods, and compares Jackson County to state and national benchmarks.

Leading signals

  • Weather & Environmental Risk

    Severe weather exposure is above the national distribution based on FEMA hazard signals.

  • Theft & Fraud Exposure

    Vehicle theft rates are above the national distribution.

  • Accident & Exposure Risk

    Crash frequency is above the national distribution. Fatality severity is near the national midpoint. Traffic exposure is near the national midpoint.