County risk profile

Prince George S County, Maryland

AutoRiskIQ explains the forces that shape auto insurance pressure in Prince George S County. Scores are informational and describe location trends, not individual outcomes.

MD county view

Score status

79

/ 100

79/100
Composite
Elevated
Trend Easing

Percentile-based relative to national average.

Updated 2025-12-29.

Risk scale

Relative risk pressure levels used across AutoRiskIQ.

Lower
Moderate
Elevated
High
Pending data

Risk readiness

Core risk signals for Prince George S County

View risk overview

Accident & Exposure Risk

Crash frequency is near the national midpoint. Fatality severity is near the national midpoint. Traffic exposure is above the national distribution.

Elevated65
View risk detail

Weather & Environmental Risk

Severe weather exposure is above the national distribution based on FEMA hazard signals.

High99
View risk detail

Cost & Repair Pressure

Repair cost levels are above the national distribution, with inflation pressure below the national distribution.

Elevated70
View risk detail

Claim Friction & Legal Context

NAIC complaints, DOI enforcement, and litigation environment signals tied to claims.

Pending
View risk detail

Theft & Fraud Exposure

Vehicle theft rates are above the national distribution.

High100
View risk detail

Market Structure Context

Rate filing cadence and market concentration context for pricing power.

Pending
View risk detail

Live traffic context

Local incident feeds for Prince George S County

County pages highlight DOT or city incident feeds when they are available for major metros.

Counts reflect active incidents reported to public traffic systems, not a full crash census.

Active incidents

87

Feeds monitored: 1. Source: State DOT 511 incident feeds + TomTom traffic incidents (third-party).

Updated recently

Top incident types

Road Closed55
Jam24
Road Works6
Unknown1

Risk spotlight

Theft & Fraud Exposure in Prince George S County

We highlight the highest-pressure risk signal in Prince George S Countyand show the public inputs that drive the score.

100

/ 100

100/100
Spotlight
High
Trend Easing

Vehicle theft rates are above the national distribution.

Vehicle theft rate

Auto thefts per 100k vehicles with trend direction.

Sources: FBI UCR/NIBRS, NICB reports

Fraud environment

Fraud prevalence signal (low / medium / high).

Sources: NICB fraud reports, State DOI fraud unit summaries

Premium pressure context

How premiums compare with risk in Prince George S County

County premium data is limited, so we use statewide NAIC average premiums for context. This does not represent a quote or a recommendation.

82

/ 100

82/100
Premium pressure
Aligned with risk baseline
NAIC 2023 average premium

Statewide average premium: $1,602

Premium pressure is roughly aligned with the current risk baseline.

County context

What will be explained for Prince George S County

AutoRiskIQ surfaces the most influential signals behind the score, explains changes from prior periods, and compares Prince George S County to state and national benchmarks.

Leading signals

  • Theft & Fraud Exposure

    Vehicle theft rates are above the national distribution.

  • Weather & Environmental Risk

    Severe weather exposure is above the national distribution based on FEMA hazard signals.

  • Cost & Repair Pressure

    Repair cost levels are above the national distribution, with inflation pressure below the national distribution.