Core risk
Cost Pressure & Repair Economics
Repair severity and cost escalation driven by labor, parts, and vehicle mix. This page explains the public signals behind cost pressure & repair economics and how they tend to show up in claims and pricing pressure in Clay County.
County signal
63
/ 100
Repair cost levels are near the national midpoint, with inflation pressure near the national midpoint.
Metric scores
Sources
Public, regulator-grade inputs used for this risk.
- BLS CPI (auto repair)
- BEA RPP
- BLS OEWS wages
- Industry repair indices
- State vehicle registration summaries
Signals tracked
What we measure for this risk
Repair cost level baseline
Composite cost level for Clay County in 2024.
CPI level index: 185.2
RPP index: 90.5
Repair wage index: Pending
Coverage: Observed. Source: BLS CPI (motor vehicle maintenance & repair); BEA RPP (all items); BLS OEWS wages; ACS median household income; Census CBSA delineations.
Repair inflation baseline
Year-over-year inflation pressure for Clay County.
Adjusted inflation: -0.46%
Labor multiplier: 0.50x
Coverage: Observed. Source: BLS CPI (motor vehicle maintenance & repair); BEA RPP (all items); BLS OEWS wages; ACS median household income; Census CBSA delineations.
Core signals
Primary public inputs that define cost pressure in Clay County.
Repair cost level
Baseline repair cost levels using CPI index levels, regional price parity, and repair wage benchmarks.
Sources: BLS CPI (auto repair), BEA RPP, BLS OEWS wages
Repair cost inflation
Year-over-year repair inflation with local labor cost multipliers.
Sources: BLS CPI (auto repair), Industry repair indices
Additional signals
Supplemental cost signals added as coverage expands.
Vehicle mix risk
Luxury and EV share with repair cost modifiers.
Sources: State vehicle registration summaries
Why repair pressure matters
Repair pressure tracks how expensive it is to fix vehicles and how fast costs are rising locally.
- Higher labor and parts costs raise claim payouts for the same damage.
- Inflation pressure often shows up in rate filings and renewals.
- Cost levels can stay elevated even when crash activity is steady.