Core risk

Cost Pressure & Repair Economics

Repair severity and cost escalation driven by labor, parts, and vehicle mix. This page explains the public signals behind cost pressure & repair economics and how they tend to show up in claims and pricing pressure in Richland County.

Richland County, Illinois

County signal

54

/ 100

54/100
Score
Moderate
Trend Pending

Repair cost levels are near the national midpoint, with inflation pressure above the national distribution.

Metric scores

Repair cost level70%
45/100
Repair cost inflation30%
77/100

Sources

Public, regulator-grade inputs used for this risk.

  • BLS CPI (auto repair)
  • BEA RPP
  • BLS OEWS wages
  • Industry repair indices
  • State vehicle registration summaries

Signals tracked

What we measure for this risk

View state-level signals

Repair cost level baseline

Composite cost level for Richland County in 2024.

0.97xCounty baseline

CPI level index: 172.4

RPP index: 98.9

Repair wage index: Pending

Coverage: Observed. Source: BLS CPI (motor vehicle maintenance & repair); BEA RPP (all items); BLS OEWS wages; ACS median household income; Census CBSA delineations.

Repair inflation baseline

Year-over-year inflation pressure for Richland County.

+0.01%CPI YoY

Adjusted inflation: +0.01%

Labor multiplier: 0.77x

Coverage: Observed. Source: BLS CPI (motor vehicle maintenance & repair); BEA RPP (all items); BLS OEWS wages; ACS median household income; Census CBSA delineations.

Core signals

Primary public inputs that define cost pressure in Richland County.

Repair cost level

Baseline repair cost levels using CPI index levels, regional price parity, and repair wage benchmarks.

Sources: BLS CPI (auto repair), BEA RPP, BLS OEWS wages

Repair cost inflation

Year-over-year repair inflation with local labor cost multipliers.

Sources: BLS CPI (auto repair), Industry repair indices

Additional signals

Supplemental cost signals added as coverage expands.

Vehicle mix risk

Luxury and EV share with repair cost modifiers.

Sources: State vehicle registration summaries

Why repair pressure matters

Repair pressure tracks how expensive it is to fix vehicles and how fast costs are rising locally.

  • Higher labor and parts costs raise claim payouts for the same damage.
  • Inflation pressure often shows up in rate filings and renewals.
  • Cost levels can stay elevated even when crash activity is steady.